Avis uses local vendors in South Korea. In this case, it was company SK (or KS). I asked for full insurance, including covering DCW. Since it has been a damage, I was asked to pay 300,00 kwa. It didn’t help, that I told them that I have full covering insurance, I had to pay them , and was told, to fix the issue with Avis. So, I don’t think, that I will use Avis any more.